Our personal loans come with a range of benefits
Flexible options
Choose from weekly, fortnightly or monthly repayments, secured or unsecured loans with terms up to 7 years.
Big or small
Choose a loan size to suit your needs. Whether for a holiday, a car, a boat or something completely different, just ask us.
Quick response
We know you want to hear about your application quickly. You will have a response from us within 48 hours.
Secured personal loan comparison
A secured personal loan is a loan guaranteed by an asset, such as a car. Having security means we can offer a lower interest rate for the loan.
Personal Loan
Whether it's for a car, a boat, a holiday or something completely different.
Green Personal Loan
This loan rewards you for your environmentally friendly purchases.
Student Personal Loan
A loan for all higher education students and apprentices.
Unsecured personal loan comparison
An unsecured loan means that you don't need to provide any security.
Personal Loan
Great for your dream holiday or any number of needs where you don't offer security.
Green Personal Loan
Ideal for solar hot water, grey water treatment systems or energy saving white goods.
Student Personal Loan
A loan for your dream holiday or any number of needs where you don't have security.
Calculators and tools
Use our tools and calculators to help compare and select the right personal loan for you.
Make an enquiryHow to apply for a loan
- Select the loan that is most suited to you
- Apply online or contact us
- Send supporting documentation so that we can finalize your application
- Receive a response to your application and you will be one step closer to getting that new car, holiday, caravan, home improvements, whatever in no time at all.
Personal loan pre application
Looking to switch your personal loan to Horizon Ridge Credit Union?
Car insurance
Insurance is about protecting your future. Get cover for what you love today.
Learn moreThings you should know
Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.
Important information about comparison rate: The comparison rates displayed are calculated for secured personal loans with a loan amount of $30,000 and a term of 5 years, for unsecured personal loans the loan amount is $10,000 with a term of 3 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.